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General Investment Account

Investing on your terms,
with no limits and multiple risk profiles.

Open a GIA

With investing, your capital is at risk

General Investment Account Image

Start investing from £25

Be confident with actively managed portfolios

Personalise with multiple risk profiles

Your personal financial plan, with impact

With a Clim8 General Investment Account (GIA), you can forget about limits. Choose different risk profiles and spread your investments how you like – all with impact and growth in mind.

Why invest in a Clim8 GIA?

  • Built by our in-house investment team
  • Tailored to your risk profile
  • Actively managed
  • Only sustainable themes
  • Transparent about what’s in your portfolio

    How we invest

Tailored to your risk profile

Choose the risk profile most suited to you by selecting from one of three curated options.


A lower risk portfolio weighted towards more stable investments

Cautious chart


Fixed income




Performance 4.90%

Benchmark 1.77%


A portfolio with a balance of risk and reward

Balanced chart


Fixed income




Performance 12.41%

Benchmark 8.77%


A portfolio with more dynamism and a higher risk profile for long-term growth

Adventurous chart


Fixed income




Performance 23.68%

Benchmark 15.65%

This is an indicative portfolio breakdown. Your breakdown may vary slightly based on your investment amount and adjustments to maximise performance. Performance based on last 12 months up to 30 September 2021. Returns are illustrative only, based on simulated past performance. Past performance is not a reliable indicator of future performance. The portfolios were established on 21 August 2020. Respective benchmarks based on comparative portfolio composition data using MSCI World and the Barclays Global Aggregated Bond Indices. For comparative purposes, the average return of the benchmark net of fees over the last 10 years is 6.09%, 8.84% and 11.85% respectively for the Cautious, Balanced and Adventurous portfolios.

Affordable & transparent investing

Platform fee

  • 0.6%
    annual management fee, calculated and charged monthly in arrears

    For example, for a £5,000 investment, the charge would be £2.50 a month.

Portfolio costs

  • 0.35-0.5%
    Blended costs for shares and funds in the portfolio. This can vary over time as we seek to optimise your investments.

Peace of mind

  • Your personal information is bank level encrypted
  • Your assets are protected by the Financial Services Compensation Scheme (FSCS) up to a limit of £85,000

Ready to invest for impact and growth?

Open a GIA

With investing, your capital is at risk