General Investment Account

Investing without limits.
For growth and impact.

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With investing, your capital is at risk

General Investment Account Image

Invest from as little
as £25

Curated portfolio of truly sustainable companies

No investment limits

GIA: maximised impact image

GIA: maximised impact

With our Clim8 General Investment Account, invest from £25 with no upward limit. You could consider this, for example, if you have already used your £20,000 annual ISA allowance.

Tax treatment depends on individual circumstances and is subject to change.

Why invest in a GIA with Clim8? image

Why invest in a GIA with Clim8?

Invest to maximise impact and profit. Our sustainable finance experts generated returns of 18.57% on our Balanced portfolio in 2020. Your savings are in good hands.

For further information about how the performance is calculated see our risk profiles

Tailored to your risk profile

Choose the risk profile most suited to you by selecting from one of three curated options.


A lower risk portfolio weighted towards more stable investments

Cautious chart


Fixed income




Performance 17.08%

Benchmark 3.65%


Our core portfolio with a balance of risk and reward

Balanced chart


Fixed income




Performance 25.35%

Benchmark 14.15%


A more aggressive risk level with a greater potential upside over time

Adventurous chart


Fixed income




Performance 45.87%

Benchmark 25.69%

This is an indicative portfolio breakdown. Your breakdown may vary slightly based on your investment amount and adjustments to maximise performance. Performance based on last 12 months up to 31st March, 2021. Returns are illustrative only, based on simulated past performance. Past performance is not a reliable indicator of future performance. The portfolios were established on 21 August 2020. Respective benchmarks based on comparative portfolio composition data using MSCI World and the Barclays Global Aggregated Bond Indices. For comparative purposes, the average return of the benchmark net of fees over the last 10 years is 5.79%, 7.76% and 9.68% respectively for the cautious, balanced and adventurous portfolios.


  • We use bank level encryption for your personal information and will never share any of your details with third parties.
  • Your assets are protected by the government’s Financial Services Compensation Scheme (FSCS) up to a limit of £85,000. The FSCS will not provide compensation for poor investment performance.

Transparent, low fees

  • We charge an annual management fee of 0.6% per annum, including VAT where applicable, of your total assets under management invested with us (calculated daily, deducted monthly in arrears).
  • We don’t charge you a fee to withdraw from your account, nor if you decide to transfer to another provider.


You can open a GIA with us if you:

  • Are over 18.
  • Are a UK tax resident.
  • Want to have a positive impact on climate change with your savings.

Ready for no compromise investments with Clim8?

Get the app

With investing, your capital is at risk